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Join us in rethinking the obvious

Our mission is to empower consumers and entrepreneurs to invest, spend, borrow and earn money in a better way.

About RecargaPay

Since 2010, RecargaPay has been transforming the way millions of Brazillians manage their money

Today, more than 12 million people put their trust in our super app to make payments, investments, loans, and much more!

Authorized by the Central Bank, licensed as an SCFI, and bolstered by over US$120 million in investments, RecargaPay has established itself as one of Brazil’s leading financial platforms.

Imagem quem somos

4 pillars to transform your financial life

Ícone de Pay

Pay

Bills and top-ups with Pix or credit card.

Ícone de Borrow

Borrow

Personal loans, credit card and installments: all of them fast and secured.

Ícone de Invest

Invest

CDI yield on your account balance and competitive CDBs to grow your money.

Ícone de Earn

Earn

Cashback and rewards on every transaction.

RecargaPay in numbers

  • Ícone do item +12 million accounts opened.

    +12 million accounts opened.

  • Ícone do item US$ +120 million raised in Series A, B, and C funding rounds.

    US$ +120 million raised in Series A, B, and C funding rounds.

  • Ícone do item US$ 4,5 billion in TPV in 2024.

    US$ 4,5 billion in TPV in 2024.

  • Ícone do item +1 million cards issued since 2024.

    +1 million cards issued since 2024.

  • Ícone do item +38 million downloads in over 10 years of operation.

    +38 million downloads in over 10 years of operation.

  • Ícone do item +650 employees around the world.

    +650 employees around the world.

20 years in the making

In 2002, we began our journey in Argentina with Tarjetas Telefónicas and, over the years, we achieved several important milestones. Here are some highlights:

2002
Motivated by a personal need and the purpose of connecting people, Rodrigo Teijeiro founded Tarjetas Telefónicas — a website designed to offer a more affordable and convenient way to pay for international calls through phone cards.
2010
Tarjetas Telefónicas, which also sold mobile top-ups, became Recarga.com, the first website to offer top-ups with a credit card.
2015
Recarga.com evolved into the RecargaPay app, and the company decided to operate exclusively in Brazil.
2020
Became one of the first fintechs to offer transactions with Pix, which was quickly integrated into other app services such as bill payments, loans, and more.
2022
With a new Central Bank license, RecargaPay became a Payment Institution in the electronic money issuer category.
2024
Recognized by the Central Bank as a Payment Institution, RecargaPay expands its credibility, reinforcing customers, partners, and investors trust.
2025
We began a new stage in investment offerings with the launch of our CDBs, delivering competitive returns and reinforcing our commitment to providing complete and advantageous financial solutions.

RecargaPay in the news

Logo da RecargaPay

O app ideal para você e para
seu negócio!

Faça Pix com qualquer cartão de crédito em até 12x, parcele contas e boletos,
recarregue seu celular, cartão de transporte e muito mais.

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